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I was in debt $16K on my credit cards,  my wife was leaving me and 

I was in debt $16K on my credit cards,  my wife was leaving me and 

 then this happened... 

 then this happened... 

 then this happened... 

 then this happened... 

I was in debt $16K on my credit cards,  my wife was leaving me and 

I was in debt $16K on my credit cards,  my wife was leaving me and